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Real rates from the Federal Reserve — updated weekly. Compare 24+ lenders and calculate your exact payment in seconds.

FRED API (Federal Reserve)
Updated weekly
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Mortgage Calculator

Calculating with live rates...
Monthly Payment
$2,337
Principal & Interest
P&I: $2,337
Taxes: $450
Total: $2,787
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Live Rates
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FRED
Federal Reserve Source
24+
Lenders Tracked
Weekly
Rate Updates
6
API Endpoints
Free
No Obligation
Today's Live Rates
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30-Year Fixed
 
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15-Year Fixed
 
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5/1 ARM
 
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FHA 30-Year
 
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Lender Loan Type Rate / APR Est. Payment Min. Down Min. Credit Best For Rating
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Mortgage Calculators
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Payment Calculator

Full monthly breakdown — P&I, taxes, insurance, PMI, and HOA. Includes full amortization schedule.

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Affordability Calculator

Find your max home price based on income, debts, and down payment using live rates.

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Refinance Calculator

Calculate your monthly savings and break-even point when refinancing to today's lower rates.

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Amortization Schedule

See your full payment schedule month by month — how your loan balance shrinks over time.

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🏦

Down Payment Planner

Compare 3%, 10%, and 20% down — see the real cost difference in payments and PMI.

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Rent vs. Buy

Is buying really cheaper than renting? Plug in your numbers for a definitive answer.

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How It Works
Getting your best mortgage rate takes just a few minutes
1

Compare live rates

Browse real rates from 24+ lenders — updated every week directly from the Federal Reserve.

2

Run the calculators

Use our free tools to find your payment, maximum affordability, and refinance savings.

3

Get pre-approved

Submit your details and get matched with lenders who specialize in your loan type.

4

Close with confidence

Your lender guides you from application to closing day. We're here if you have questions.

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Get Pre-Approved in Minutes

A pre-approval letter shows sellers you're serious — and helps you know exactly what you can afford before you fall in love with a home.

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  • Valid for 90 days with most lenders
  • Compare offers from multiple lenders
  • Locks in today's rate while you shop
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Takes about 3 minutes. No hard credit pull.

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